How Much Does a Cardiologist Cost in Singapore? Private vs Public Guide (2026)

Last updated: May 2026

If you are wondering how much it costs to see a cardiologist in Singapore, whether to go public or private, what tests you might need, and what Medisave or insurance will cover, this guide answers all of it clearly.

The short answer: a private cardiologist first consultation in Singapore costs $200–$300, with additional costs for any investigations required. Public subsidised care is cheaper but typically involves waiting 4–8 weeks or longer for a non-urgent appointment.

This guide covers:

• Consultation fees: public vs private

• What cardiac tests cost

• What Medisave and insurance cover

• How to decide which route is right for you

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What Is the Difference Between Public and Private Cardiology in Singapore?

Factor	Public (Restructured Hospitals)	Private Cardiology
Waiting Time	Weeks or months	Same or next-day appointment available
Cost	Subsidies available (Lower cost)	Higher (With clearer and more predictable pricing)
Continuity of Care	May see different doctors	Same cardiologist
Speed of Tests	Spread across visits	Often same-day
Referral Needed	Usually yes	Not required
Ideal For	Stable, non-urgent conditions	Symptoms needing earlier assessment

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How Much Does It Cost to See a Cardiologist in Singapore? (Public vs Private Cardiology)

The cost of seeing a cardiologist in Singapore varies depending on whether you choose subsidised care, private care in public hospitals, or private clinics.

Service	Public (NHC as a private patient)	Private Clinic (Dr Chan Po Fun)
First Consultation (Senior Consultant)	$204.92	$230
Review Consultation	$150.20	$150

Based on published outpatient consultation fees from the National Heart Centre Singapore (NHCS). Prices may vary depending on institution and clinical needs.

Many patients are reassured to know that private consultation fees in clinics are often comparable to private patient rates in public hospitals.

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How Much Do Cardiology Tests Cost in Singapore?

Consultation fees are just the starting point. Most patients will require at least one cardiac test. Here is a realistic guide to what common cardiology investigations cost at a private clinic in Singapore.

Test	What It Is	Estimated Private Cost (SGD, incl. GST)
ECG (Electrocardiogram)	Resting heart tracing. Quick, done in minutes.	$60 – $150
Echocardiogram (2D Echo)	Ultrasound of the heart structure and function.	$430 – $700
Exercise Stress Test (Treadmill)	ECG monitored during treadmill walking. Checks for coronary artery disease.	$280 – $500
Stress Echocardiogram	Combines treadmill stress test with echocardiogram imaging. More detailed.	$1000 – $1,300
Holter Monitor (24–48 hour)	Continuous heart rhythm recording worn at home.	$300 – $600
CT Coronary Angiogram (CTCA)	CT scan of heart arteries. Checks for blockages.	$1,200 – $2,500
Blood Tests	Cholesterol and cardiovascular risk markers.	$80 – $250

Not every patient needs every test. A good cardiologist recommends only what is clinically necessary based on your symptoms and risk profile.

Ask About Cost Before Your Visit

We provide upfront cost estimates before proceeding with any investigation.

Medisave and Insurance: What Can You Claim?

This is one of the most common questions patients ask before booking. Here is a clear breakdown.

Medisave

Medisave can be used for certain eligible cardiology procedures and investigations at private clinics, but cannot be used for outpatient consultations. The amount claimable depends on the specific procedure and your Medisave balance. Our clinic staff will advise you on Medisave eligibility before you proceed with any investigation.

Integrated Shield Plans (IP) and Private Insurance

Most private integrated shield plans (AIA, Prudential, Great Eastern, Income, NTUC, Raffles Shield, etc.) cover cardiology consultations and investigations at private specialist clinics, subject to your plan tier and policy terms.

Key things to check with your insurer:

• Whether specialist consultations require a GP referral letter for claims

• Your annual deductible and co-insurance amount

• Whether pre-authorisation is needed

We support insurance claims and our staff can assist with the relevant documentation. Most patients with integrated shield plans find their out-of-pocket costs significantly reduced.

Corporate Insurance

Many employers in Singapore provide corporate insurance that covers specialist outpatient consultations. We accept a range of corporate panels. Please check with our clinic whether your corporate insurer is supported.

Patients Paying Out of Pocket

If you are paying privately without insurance, we provide clear, upfront cost estimates before any consultation or test. There are no hidden charges.

"Cost transparency is important to us. We want patients to make informed decisions about their care without financial surprises," says Dr Chan Po Fun.

Check If Your Insurance Is Accepted

Should You Go Private or Wait for Public Care? A Practical Decision Guide

There is no single right answer. The best choice depends on your specific situation. Use this framework to help you decide.

Choose public (subsidised) care if:

• Your symptoms are stable and non-urgent, you can safely wait 4–8 weeks

• Cost is the primary concern and you are eligible for subsidies

• You do not have a preference for a specific doctor

• You have a rare/complex condition where a high-volume public centre is appropriate

Consider private care if:

• Your symptoms are causing anxiety and you want answers sooner rather than later

• You have been waiting weeks in the public system and your symptoms have changed or worsened

• You want continuity, seeing the same cardiologist from first visit through follow-up

• You have a specific condition requiring specialist expertise (e.g. women's heart health, advanced cholesterol management, cardio-oncology)

• You have private insurance or integrated shield coverage that makes private costs comparable to subsidised rates

• You are making a time-sensitive decision. For example, about starting or stopping medication, or planning a pregnancy

A practical note on cost comparison

Many patients assume public care is dramatically cheaper than private. This is true for subsidised patients. But for patients entering the public system as private patients (e.g. to see a specific consultant), fees at restructured hospitals can be comparable to or higher than private clinic fees.

As shown in the table above, a first consultation with a senior consultant cardiologist at NHCS as a private patient costs approximately $205, compared to $230 with us. With insurance coverage, the effective out-of-pocket difference may be minimal.

A note on waiting times

Waiting 4–8 weeks for a cardiology appointment is the norm in the public system for non-urgent referrals. If you have chest discomfort, palpitations, or symptoms that are worrying you, waiting that long can be genuinely distressing — and occasionally clinically significant.

You do not need to feel guilty about seeking earlier assessment. Choosing to investigate symptoms promptly is a responsible decision for your health.

"I often see patients who waited months in the public system while their symptoms continued to worry them. In most cases, an early assessment would have given them clarity — and in some cases, earlier treatment. Peace of mind has real value," says Dr Chan Po Fun.

Not sure whether to wait? Ask us directly

We are happy to advise whether your symptoms warrant prompt assessment or whether waiting is reasonable. No obligation to book.

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Frequently Asked Questions: Cardiologist Costs in Singapore

How much does it cost to see a cardiologist in Singapore?

A private cardiologist consultation in Singapore typically costs $200–$300 for a first visit and $150–$200 for follow-up. At Cardiac Care Partners, first consultations are $230 and review consultations are $150. These fees are comparable to seeing a senior consultant cardiologist privately at a restructured hospital.

How much do cardiac tests cost in Singapore?

Common tests include ECG ($30–$60), echocardiogram ($350–$600), exercise stress test ($250–$450), and CT coronary angiogram ($1,200–$2,000). Not every patient requires every test. Dr Chan Po Fun recommends only what is clinically necessary and discusses costs beforehand.

Can I use Medisave for a private cardiologist in Singapore?

Medisave cannot be used for outpatient consultations, but can be used for certain cardiac procedures. Our staff will advise on Medisave eligibility.

Does insurance cover private cardiology in Singapore?

Many employers in Singapore provide corporate insurance that covers specialist outpatient consultations and evaluation. Integrated shield plans cover inpatient expenses. Coverage depends on your plan tier, deductible, and policy terms. We support insurance claims and can assist with documentation.

Can I see a private cardiologist without a referral in Singapore?

Yes. Private cardiologists in Singapore do not require a referral. You can book directly by WhatsApp, phone, or online. If you have a GP referral letter, bring it along as it helps with insurance claims.

How long is the waiting time to see a cardiologist in Singapore?

At public restructured hospitals, waiting times for non-urgent cardiology referrals are typically 4–8 weeks or longer. Dr Chan Po Fun usually has same- or next-day appointments are available.

Is private cardiology in Singapore worth the cost?

For patients with private insurance, the effective out-of-pocket cost difference is often small. The key advantages of private cardiology are faster access, continuity with the same doctor, and greater flexibility, which can be particularly valuable when symptoms are causing anxiety or when timely answers matter.